Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).
Convertible Term Insurance
“Excellent Low Cost Life Insurance.”
Families And Financial Planning
Families come in many sizes and ages and all need some financial planning and protection. Convertible Term Life Insurance delivers a tax free cash lump sum that is is available to help meet future income in the event of premature death. Convertible Term can convert to a new plan option without the need for any medical underwriting. Serious Illness Protection can be included in all quotations.
Who Needs It
- Single Parents
- Parents With Young Children
- Parents With Older Children
Children are the common theme for all as they need financial planning to be the very best it can be to protect their future.
Whole Of Life Insurance
“Outstanding Benefits in One Plan”
- Tax free lump sum payable on death
- Income Option for the term of the policy
- Serious Illness Protection .
- €50,000 life insurance payable after policy ends.
Plus Optional Benefits include:
- Hospital Cash
- Accident Income Cover
- Broken Bones
- Surgical Cash
Term Insurance is one of the lowest cost life insurance plans in Ireland. This is mainly because of the fact that a claim will only be paid between a specific time frame from start date to end date. Normally people buy term life insurance when they know exactly what needs to be covered and for how long. For example; they can answer these questions.
- What date the insurance is to start
- What date the insurance will end
- What is the sum to be insured
- Who will be covered by the plan, single or spouse / partner.
To find which insurance would meet your life insurance needs, talk to us to get the right advice and the best low cost quotes from all companies.