A lump sum investment is when you have a sum of money to invest over a specified period of time, usually €10,000 +, over a period of 5 years or more.

When deciding to invest it is a good idea to take some time to reflect on the following:

A = what access do you need to the capital?

R = what level of risk is acceptable.

T = tax efficient is important?

I  = do you need an income from the investment.

C = do you need a guarantee on return on capital

Having answered those questions the next step is to decide on the  asset allocation to match.


Asset Allocation

The next step is selecting the the assets to build an investment portfolio based on the answers to the A.R.T.I.C. and the Risk Assessment Questionnaire   The main asset classes are equities (stocks), fixed-income (bonds) and cash and property.

We believe that the fundamental of matching successful investment to risk profiles and the financial targets is getting the asset selection right and that is why we will invest a lot of time up front making sure this is right and then, ensuring that the performance is as expected during the investment period

Contact Us for more information.